Comparison of free credit report websites

The following chart compares websites that provide U.S. credit report and/or credit score for free. The chart specifies what's free and what kind of credit reports are included. According to the Federal Trade Commission, "AnnualCreditReport.com is the ONLY authorized source for the free annual credit report."[1]

Comparison of free credit report and credit score websites
Name/Website Cost of credit report Cost of credit score Credit card required? Social Security Number required? Report type Score type
AnnualCreditReport.com Free; one from each agency every 12 months[2] Not available No[2] Yes[2] Equifax, Experian & Transunion[2]
Credit.com Free proprietary credit report summary[3] Free; once every 15 days[3] No[3] Yes[3] None[3] Experian's National Equivalency Score,[3] VantageScore 3.0[4]
Credit Concierge Free proprietary credit report summary[5] Free; once monthly[5] No[5] Yes[5] Transunion[5]
Credit Karma Free reports from Equifax and TransUnion[6] Free; once weekly[6] No[6] Last 4 digits only[6] Transunion,[6] Equifax VantageScore 3.0,[4]
Transunion's TransRisk New Account score.[6]
Credit Sesame Free TransUnion credit report summary[7] Free; once monthly[7] No[7] Last 4 digits only[7] None[7] VantageScore 3.0[7]
Credit Wise Free TransUnion credit report summary[8] Free; once weekly[8] No[8] Yes[8] None[8] VantageScore 3.0[8]
Discover CreditScoreCard Free proprietary credit report summary[9] Free; updated monthly[9] No[9] Yes[9] Experian Score 8[9]
LendingTree Free proprietary credit report summary[10] Free; once monthly[10] No[10] Last 4 digits only[10] Transunion[10] VantageScore 3.0[4]
Mint.com Free proprietary credit report summary[11] Free; once every 3 months[11] No[11] Yes[11] Equifax[11] VantageScore 3.0[11]
Savvymoney.com Free proprietary credit report summary[12] Free; Free Score[12] No[12] Yes[12] Equifax[12] Transunion[12]
QLCredit Free; once every month[13] Free; once every month[13] No[13] Yes[13] Equifax[13] VantageScore 3.0[4]
Quizzle Free; once every three months[14] Free; once every three months[14] No[14] Last 4 digits only[14] Transunion[14] VantageScore 3.0[4]
WalletHub Free proprietary credit report summary[15] Free; Daily[15] No[15] Last 4 digits only[15] Transunion[15] VantageScore 3.0[4]
WisePiggy Free proprietary credit report summary[16] Free; once monthly[16] No[16] Last 4 digits only[16] TransUnion[16]

See also

References

  1. ↑ The Federal Trade Commission's Information on Free Annual Credit Reports.
  2. 1 2 3 4 AnnualCreditReport.com
  3. 1 2 3 4 5 6 Credit.com
  4. 1 2 3 4 5 6
  5. 1 2 3 4 5 Credit Concierge
  6. 1 2 3 4 5 6 Credit Karma
  7. 1 2 3 4 5 6 Credit Sesame
  8. 1 2 3 4 5 6 Credit Wise
  9. 1 2 3 4 5
  10. 1 2 3 4 5 LendingTree
  11. 1 2 3 4 5 6 Mint.com
  12. 1 2 3 4 5 6 Savvymoney.com
  13. 1 2 3 4 5 QLCredit
  14. 1 2 3 4 5 Quizzle
  15. 1 2 3 4 5 WalletHub
  16. 1 2 3 4 5 WisePiggy

[1]

  1. ↑ https://www.qlcredit.com/faq
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