Adelaide Bank

Not to be confused with Bank of Adelaide.

The Adelaide Bank was a publicly listed bank with its head office in Adelaide, South Australia. In 2007 it merged with the Bendigo Bank, (ASX: BEN), and Adelaide Bank shares are no-longer quoted on the ASX. Since 2008 the new entity has been known as the Bendigo and Adelaide Bank.[1]

History

Adelaide Bank should not be confused with the Bank of Adelaide which got into financial difficulty in the 1970s and was taken over by the ANZ Bank. Adelaide Bank was established on 1 January 1994 from the Co-operative Building Society of South Australia Limited, which was Australia's largest building society as a result of a merger with the Hindmarsh Building Society. The Co-op building society was established at the turn of the 20th Century.

In 1990, the building society's asset base passed the $1 billion mark and since its establishment as a bank, the bank's base assets surpassed $2 billion. Bendigo and Adelaide Bank's assets currently[2] exceed $52 billion and are found throughout Australia, with 75% of assets found outside of South Australia. The bank generates over 3% of the national mortgage loan approval, or $700 million a month and is one of Australia's biggest margin lenders.

On 9 August 2007, the Adelaide Bank was merged with the Bendigo Bank. On 12 November 2007, ~98% of the Adelaide Bank Ordinary Shareholders voted their support for the merger. The Federal Courts then approved the merger on Friday, 16 November and the implementation date of the merged bank was Friday, 30 November. In March 2008 the merged bank officially changed its name to Bendigo and Adelaide Bank Limited.[1]

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